Don't:

·         Allow your vehicle to be towed to a repair shop that you're not familiar with.

·         Give a signed statement to the claims adjustor representing the other driver's insurance company.

·         Admit fault or discuss the accident with anyone but your insurance agent and the police.

·         Finalize settlement of your claim until you are sure you've recovered, all bills are in, and you've had time to decide what you want.

·         Let an insurance adjustor designate imitation sheet metal to repair your vehicle.

Do:

·         Stop at once.

·         Make sure no one is injured.

·         Write a complete description…